Subsidy (Individual Health Coverage)

A support provided by the government that helps people and families with low to middle income pay for their health coverage when they purchase it through This support means that individuals and families may qualify to get health plans with lower premiums and other expenses. Note: For 2021 and 2022, there is no upper income limit for getting subsidies that help pay individual coverage premiums. (The limit used to be 400% of FPG.) There is still a lower limit: you must have income that is at least 100% of FPG and you must meet other eligibility rules. The premium amount you pay depends on your income and your plan.

Families with income at or below 250% of FPG, $31,900 for an individual ($65,500 for a family of four), may also get qualify to get health coverage with lower expenses, such as reduced copayments, coinsurance, or deductibles, as long as they choose to get a silver plan.