Subsidy (Individual Health Coverage)

A support provided by the government that helps people and families with low to middle income pay for their health coverage when they purchase it through Healthcare.gov. This support means that individuals and families may qualify to get health plans with lower premiums and other expenses. Note: There is no income limit for getting subsidies that help pay individual coverage premiums. (Before 2021, the limit was 400% of FPG.) To get subsidies, you still must meet other eligibility rules and the premium amount you pay depends on your income and your plan.

Families with income at or below 250% of FPG, $32,200 for an individual ($66,250 for a family of four), may also qualify to get health coverage with lower expenses, such as reduced copayments, coinsurance, or deductibles, as long as they choose to get a silver plan.