Individual Health Coverage

Private health insurance an individual or family purchases. The individual or family pays a monthly premium and the plan agrees to pay a portion of the cost of approved medical services when needed, like for preventive care, lab tests, surgery, or prescription drugs. The easiest way to purchase an individual plan is through Healthcare.gov.

The government may help individuals and families with low to middle income who get their coverage through Healthcare.gov pay for their monthly premiums and a portion of the cost of approved medical services.