In this article, we’ll give you information about how you can keep getting public health care coverage when you work. We’ll also look at private health care coverage that you may be able to get through your employer, if you get a job, or on Healthcare.gov if your job doesn’t offer coverage.
As we explore these options, it’s important for you to think about what your needs are and what services will fulfill those needs:
- If you can get private health insurance through your job, will that be enough for you?
- If your job doesn’t offer private health insurance, can you keep getting public health care coverage? If not, will you be able to get affordable individual coverage?
- If you have needs that aren’t covered by private health insurance, how can you combine private and public health care coverage options to make sure every service you need is affordably covered?
Keep these questions in mind as you read this article. We’ll explain all of these options, so that you can make good decisions and make sure you have the health coverage you need.
Here are some examples of the types of programs we’ll discuss:
- If you’re on MO HealthNet when you start a job, you can usually keep your health coverage through either the Ticket to Work Health Assurance (TWHA) program or the SSI 1619(b) program.
- If you are on Medicare and Social Security Disability Insurance (SSDI), your Medicare will last for more than 8 years after you start working.
- If you get a job that offers employer-sponsored group coverage, you may keep your public coverage and use private health coverage at the same time.
Getting work is an important goal. Many people with disabilities have meaningful jobs that they enjoy. Not only will working let you earn your own money, but it will also give you independence. By reading this article, you can learn how you too can get a job and continue to get the health care coverage you need.